ARETAS

Eligibility Requirements

Explore your financing options and submit your application today.

Individuals

- Valid Government-issued ID
- BVN
- Proof of income
- Bank statements
- Utility bill
- Passport photograph

Businesses

- CAC registration documents
- Valid business address
- Company bank statements
- Directors’ identification
- Financial/business records
- LPOs or invoices, where applicable

Application Channels

- Website application
- Email submission
- Walk-in application
- Relationship Manager

Loan Parameters

- Business Loan: Up to ₦5,000,000
- Interest Rate: 5% per month
- Maximum Tenor: 6 months
- Repayment: Structured monthly repayment

How It Works

A simple, transparent process to get you the financing you need.

01. Apply

Submit your application.

02. Documentation

Provide the required documents.

03. Verification

We verify your information.

04. Credit Assessment

Your application is assessed.

05. Approval

Receive your offer and terms.

06. Offer Letter

Review and accept your offer.

07. Disbursement

Funds are disbursed.

Looking for Financing?

Explore our financing solutions for individuals, SMEs and businesses.

Access structured financing solutions designed to support your business, manage liquidity and meet your personal financial needs.